The Daisy Bank Silver Credit Card Offers

It offered by Daisy Bank won the first place and 10 points . For the first 12 months, the interest rate for non-cash transactions with this card will be 5.99% per annum (standard interest rate is 10% per annum). The interest-free period is 56 days. It is worth adding that with the Daisy Bank Silver card you can pay bills from as many as 18 categories (including gas, electricity, water, energy, telephone, property tax, insurance premiums or the Internet), which bear interest like a non-cash transaction. The Daisy Bank Silver card holder can use the Convenient Repayment installment plan, which – as the bank writes on its website “allows you to split selected purchases into attractive interest rates” and benefit from attractive discounts and special offers in the “Discount Zone” Program. The fee for issuing the card will not be charged if the customer makes at least one transaction using it within one month of the day the card was activated. On the other hand, the annual fee for using the card will not be charged to the customer’s wallet if during the year the customer makes transactions using the card with a value of at least PLN 12,000.

 

Standard interest rate of non-cash transactions

Standard interest rate of non-cash transactions

The holder of this “plastic” can take advantage of the 54-day interest-free period. The standard interest rate on non-cash transactions using this card is 10% per annum (for the first 12 months, for persons transferring the card to Marble Credit it will be 7% per annum). The bank will not charge a fee for issuing the card, the annual fee for using the card will not be charged, provided that a non-cash transaction with a value of PLN 700 a month has been made using the card or if the personal account of the card holder receives a monthly minimum of PLN 1,500 (PROSTOsaving Account PLUS) or PLN 10,000 (PROSTOsaving Account PREMIUM). Also the holder of the Marble Credit silver bank card can benefit from rebates as part of the Marble Credit Rebate Club.

Third place went ex aequo:

  • MasterCard Silver Bank Zachodni WBK credit card (interest-free period of 54 days, interest rate for persons transferring the card – 8.99% applicable for 12 months, standard interest rate – 10% per annum)
  • Silver Buttons Bank credit card (interest-free period of 55 days, no interest for persons transferring the card for three months, standard interest rate – 10% per annum)
  • Wings Bank Visa / MasterCard credit card (interest-free period of 52 days, interest rate on non-cash transactions – 10% per annum)
  • Goodfriend Bank Visa Classic credit card (interest-free period of 52 days, interest rate for persons transferring the card – 8.90% applicable for 6 months, standard interest rate – 10% per annum).

 

Standard interest rate of all credit cards

Standard interest rate of all credit cards

The old adage says that the devil is in the details. It is a good illustration for what the above list shows. The standard interest rate on all credit cards contained in it is 10% per annum, and the interest-free period ranges from 51 to 61 days. The position taken by the bank was influenced by the details – the interest rate for customers transferring the card or its duration. When choosing a credit card, pay attention not only to the length of the interest-free period or standard interest rate for non-cash transactions, but also to the interest rate offered to customers transferring the card or its duration.